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ST. LOUIS (AP) — The St. Louis Public Library auditorium was filled with a cross-section of city residents: college students, small-business owners, church volunteers, working parents, the unemployed, retirees and more.

What brought them together was a chance to learn more about a linchpin of the federal Affordable Care Act — the online health insurance marketplaces that will give the uninsured a chance to purchase coverage in the months leading up to 2014, when those without insurance under President Barack Obama’s new health care plan face financial penalties.

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