WASHINGTON (AP) — Warning to seniors on Medicare: If someone asks for your personal information for a state insurance exchange under the new health care law, he's probably a crook. Those exchanges don't apply to seniors.

No consumer, young or old, should give out medical information or pay up-front "enrollment" fees, the government says.

Those are just two of the scams that federal officials anticipate as state insurance exchanges ramp up under the Affordable Care Act, the official name of the law many call Obamacare.

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