WASHINGTON (AP) — Warning to seniors on Medicare: If someone asks for your personal information for a state insurance exchange under the new health care law, he's probably a crook. Those exchanges don't apply to seniors.

No consumer, young or old, should give out medical information or pay up-front "enrollment" fees, the government says.

Those are just two of the scams that federal officials anticipate as state insurance exchanges ramp up under the Affordable Care Act, the official name of the law many call Obamacare.

On Oct. 1, millions of people without access to job-based health care will be able to enroll online through new state insurance markets for coverage effective at the start of next year. Adding millions more people to the health care system is bound to create new opportunities for identity thieves and scam artists.

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