As some big name carriers decide to opt out of the exchangesunder the Patient Protection and Affordable Care Act, consumersmight be missing out on some much cheaper plans.

Researchers from HealthPocket, a company that provides healthplan comparisons to consumers, said that a lack of exchangeparticipation by major carriers such as UnitedHealth, Humana, Aetnaand Cigna could be driving up rates an average of 23 percent.

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