“I want Jazzy to stay at my house,” she told me the other day. And when we dropped her sister off, she teared up and sniffled for a bit—as she always does—but was fast asleep five minutes later. And when she wakes up, it's all good. Mostly. She still misses her older siblings, but she quickly moves on to other things, like the living room picnic we had with Tigger when we got back to Denver from Colorado Springs, where the older kids live.

As I lie awake in the quiet pre-dawn hour the next morning thinking about my dad's surgery, my daughter's resilience and the end of summer, it occurred to me that PPACA has managed to stir similar feelings in our own industry.

While we're all often generalized—whether we're journalists or insurance salesmen (or women)—I've found that brokers can be as different as, well, journalists. While the vast majority of the ones I've had the pleasure of drinking with hate the law and resent its passage, most have moved on and are ready to either seize the opportunities presented by it, or are ready to change business models (or careers) entirely to live with it.

No one said the path forward would be easy, and it might be downright painful. The changes we face suck, quite frankly. But, at the end of the day, if I have to choose between stewing over my own regrets or having tea with Tigger, then all I have to say is, “Pass the sugar.”