President Obama, followed by HHS Secretary Kathleen Sebelius, at the White House earlier this month. (AP Photo/ Evan Vucci/File)

No one agrees on the exact numbers, but it’s a safe bet to say that over the next few years millions of Americans will sign up for health insurance on the now-open public exchanges.

Some of those people will have been shifted to the exchanges by mostly smaller employers. But larger employers aren’t likely to be part of that wave. In fact, industry analysts say most Americans will continue to get coverage through an employer.

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