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Jon Gabel and other analysts at a University of Chicago research center say states should consider protecting Patient Protection and Affordable Care Act commercial health insurance market rules by doing more to limit access to the stop-loss insurance market.

If states fail to make it harder for small employers to use stop-loss insurance to self-insure, brokers may help many small employers cut health benefits costs by self-insuring, Gabel and his colleagues wrote in a new paper published in Health Affairs.

Allison Bell

Allison Bell, ThinkAdvisor's insurance editor, previously was LifeHealthPro's health insurance editor. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached at [email protected] or on Twitter at @Think_Allison.

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