It's been nine years since we first started asking our readers who they thought were the best in the business. I guess you could say our awards are older than Obamacare.

Jokes aside, it's interesting to look at the evolution of the awards, the winners and the climate around them both. Some of the players have changed. A few haven't changed at all—in fact, should we rename the TPA award (like Hollywood) and call it the AmeriFlex Legacy Award?

I don't know. But brokers are a lot more certain than we are, so without further ado, we present the 2013 Readers' Choice Awards.

1) WHICH CARRIER IS BEST PREPARED FOR HEALTH CARE REFORM?

This is probably the single most important question in this year's race—and has been for a while—but colonial life takes the top spot again.

The surprise here is Aflac surged into the Honorable Mention slot, edging out Anthem, last year's second place winner, which fell to third.

By the way, for any of you who've been with us for any length of time, it should come as no surprise that you'll be seeing these two companies a lot over the next few pages.

2) WHICH THIRD-PARTY ADMINISTRATOR OFFERS THE MOST COMPREHENSIVE SERVICE?

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