For many couples, first comes love, then comes marriage. But somewhere in the middle of that should come insurance, experts say.

According to the National Association of Insurance Commissioners, there are notable discrepancies between what couples know they should talk about before tying the knot — i.e. insurance needs and plans — and what they actually discuss.

For example, according to a survey from the group, while 71 percent of newly married couples acknowledged the importance of sharing beneficiary designations before getting married, nearly half never got around to addressing their life insurance needs.

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