People who are self-employed are not saving enough for retirement — if at all, according to a new survey by TD Ameritrade Holding Corp.

The survey polled self-employed Americans who own their own businesses, are entrepreneurs or contractors and found that many expect their savings to fund their retirement, but 40 percent aren't saving regularly and 28 percent say they aren't saving at all.

In comparison, only 12 percent of traditionally employed people do not save regularly and 10 percent don't save at all.

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