Congress is starting to talk about public exchange plan provider networks.

Edmund Haislmaier is arguing that the complicated Patient Protection and Affordable Care Act exchange plan cost-sharing subsidy structure makes narrow networks – and very narrow silver plan networks – all but inevitable.

In most states, the government will use tax credits to help people with family incomes of 100 percent to 400 percent of the federal poverty level pay exchange plan premiums. The premium tax credits will be available to people with incomes of 138 percent of poverty level to 400 percent of poverty level in other states.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.