As baby boomers head into retirement, a growing number of workers wish their employers offered voluntary benefits that would help them in retirement.

According to the 2013 Health and Voluntary Workplace Benefits Survey, conducted by the Employee Benefit Research Institute and Greenwald & Associates, 83 percent of those surveyed said they would like it if their employer offered an annuity product that makes guaranteed monthly lifetime payments.

Another 77 percent would like access to life insurance that pays benefits to the surviving spouse, and 76 percent said they would love access to retirement planning that includes helping them to decide when to retire, when to claim Social Security benefits, what Medicare option to choose and how to set up a stream of income for retirement.

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