All in all, the major asset classes identified have experienced negative returns in about 25 percent to 40 percent of the 120 calendar quarters covering the last 30 years. The more asset classes included in a portfolio, the lower the risk.
The Department of Labors re-proposal of rules that would define who is a fiduciary could end up costing $20 billion to $32 billion in retirement savings.
A poll finds that 37 percent of respondents were embarrassed to admit they had credit card debt and 30 percent were embarrassed to share their credit score.
Sixty-seven percent of TDF investors said they are comfortable deciding how much to invest in their DC plan, compared to 52 percent of non-TDF investors.
There is a movement afoot by retirees to skip retirement in the traditional sense by selling their homes and worldly possessions to go out and see the world.
The greatest obstacles advisors face when it comes to productivity and profitability are trying to do too much, increased administrative burden and procrastination, the survey found.
DebugScreen: mobile
{
"author": {
"name": "Paula Aven Gladych",
"webUrl": "/author/profile/paula-aven-gladych/",
"description": "",
"imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
"estimate": 1377,
"social": [],
"articles": [
{
"uri": "/2014/04/23/follow-this-record-retention-checklist/",
"title": "Follow this record retention checklist",
"byline": "Paula Aven Gladych",
"kicker": "",
"prettyDate": "April 23, 2014",
"timeToRead": "3 minute",
"image": {
"uri": "",
"width": "",
"height": ""
},
"authors": [
{
"webUrl": "/author/profile/paula-aven-gladych/",
"name": "Paula Aven Gladych"
}
],
"kickerNode": [],
"summary": "All plan-related materials and records must be kept for at least six years after the date of filing an ERISA-related return or report.",
"body": null
},
{
"uri": "/2014/04/23/diversification-across-multiple-asset-classes-sign/",
"title": "Diversification across multiple asset classes significantly reduces dramatic declines",
"byline": "Paula Aven Gladych",
"kicker": "",
"prettyDate": "April 23, 2014",
"timeToRead": "3 minute",
"image": {
"uri": "",
"width": "",
"height": ""
},
"authors": [
{
"webUrl": "/author/profile/paula-aven-gladych/",
"name": "Paula Aven Gladych"
}
],
"kickerNode": [],
"summary": "All in all, the major asset classes identified have experienced negative returns in about 25 percent to 40 percent of the 120 calendar quarters covering the last 30 years. The more asset classes included in a portfolio, the lower the risk.",
"body": null
},
{
"uri": "/2014/04/23/new-fiduciary-rule-could-cost-retirees-billions/",
"title": "New fiduciary rule could cost retirees billions",
"byline": "Paula Aven Gladych",
"kicker": "",
"prettyDate": "April 23, 2014",
"timeToRead": "6 minute",
"image": {
"uri": "",
"width": "",
"height": ""
},
"authors": [
{
"webUrl": "/author/profile/paula-aven-gladych/",
"name": "Paula Aven Gladych"
}
],
"kickerNode": [],
"summary": "The Department of Labors re-proposal of rules that would define who is a fiduciary could end up costing $20 billion to $32 billion in retirement savings.",
"body": null
},
{
"uri": "/2014/04/22/credit-card-debt-credit-score-more-embarrassing-th/",
"title": "Credit card debt, credit score more embarrassing than age, weight",
"byline": "Paula Aven Gladych",
"kicker": "",
"prettyDate": "April 22, 2014",
"timeToRead": "2 minute",
"image": {
"uri": "",
"width": "",
"height": ""
},
"authors": [
{
"webUrl": "/author/profile/paula-aven-gladych/",
"name": "Paula Aven Gladych"
}
],
"kickerNode": [],
"summary": "A poll finds that 37 percent of respondents were embarrassed to admit they had credit card debt and 30 percent were embarrassed to share their credit score.",
"body": null
},
{
"uri": "/2014/04/22/workers-with-db-plans-more-concerned-about-retirem/",
"title": "Workers with DB plans more concerned about retirement",
"byline": "Paula Aven Gladych",
"kicker": "",
"prettyDate": "April 22, 2014",
"timeToRead": "2 minute",
"image": {
"uri": "",
"width": "",
"height": ""
},
"authors": [
{
"webUrl": "/author/profile/paula-aven-gladych/",
"name": "Paula Aven Gladych"
}
],
"kickerNode": [],
"summary": "Cutbacks to existing plans are increasing workers concerns about retirement security.",
"body": null
},
{
"uri": "/2014/04/21/tdf-investors-more-confident-about-investing/",
"title": "TDF investors more confident about investing",
"byline": "Paula Aven Gladych",
"kicker": "",
"prettyDate": "April 21, 2014",
"timeToRead": "2 minute",
"image": {
"uri": "",
"width": "",
"height": ""
},
"authors": [
{
"webUrl": "/author/profile/paula-aven-gladych/",
"name": "Paula Aven Gladych"
}
],
"kickerNode": [],
"summary": "Sixty-seven percent of TDF investors said they are comfortable deciding how much to invest in their DC plan, compared to 52 percent of non-TDF investors.",
"body": null
},
{
"uri": "/2014/04/21/whistle-blowers-still-get-pensions/",
"title": "Whistle-blowers still get pensions",
"byline": "Paula Aven Gladych",
"kicker": "",
"prettyDate": "April 21, 2014",
"timeToRead": "2 minute",
"image": {
"uri": "",
"width": "",
"height": ""
},
"authors": [
{
"webUrl": "/author/profile/paula-aven-gladych/",
"name": "Paula Aven Gladych"
}
],
"kickerNode": [],
"summary": "A court would not permit enforcement of a plan document that included whistleblower activity in the list of bad boy conduct.",
"body": null
},
{
"uri": "/2014/04/21/how-one-retired-couple-sold-the-house-traveled-the/",
"title": "How one retired couple sold the house, traveled the world instead and made it work",
"byline": "Paula Aven Gladych",
"kicker": "",
"prettyDate": "April 21, 2014",
"timeToRead": "5 minute",
"image": {
"uri": "",
"width": "",
"height": ""
},
"authors": [
{
"webUrl": "/author/profile/paula-aven-gladych/",
"name": "Paula Aven Gladych"
}
],
"kickerNode": [],
"summary": "There is a movement afoot by retirees to skip retirement in the traditional sense by selling their homes and worldly possessions to go out and see the world.",
"body": null
},
{
"uri": "/2014/04/18/social-security-will-stop-forwarding-letters/",
"title": "Social Security will stop forwarding letters",
"byline": "Paula Aven Gladych",
"kicker": "",
"prettyDate": "April 18, 2014",
"timeToRead": "2 minute",
"image": {
"uri": "",
"width": "",
"height": ""
},
"authors": [
{
"webUrl": "/author/profile/paula-aven-gladych/",
"name": "Paula Aven Gladych"
}
],
"kickerNode": [],
"summary": "Now, companies looking for lost retirement plan participants will have to do the research on their own.",
"body": null
},
{
"uri": "/2014/04/18/advisors-feeling-a-little-out-of-control/",
"title": "Advisors feeling a little out of control",
"byline": "Paula Aven Gladych",
"kicker": "",
"prettyDate": "April 18, 2014",
"timeToRead": "2 minute",
"image": {
"uri": "",
"width": "",
"height": ""
},
"authors": [
{
"webUrl": "/author/profile/paula-aven-gladych/",
"name": "Paula Aven Gladych"
}
],
"kickerNode": [],
"summary": "The greatest obstacles advisors face when it comes to productivity and profitability are trying to do too much, increased administrative burden and procrastination, the survey found.",
"body": null
}
]
}
}