Husbands in Houston can help their wives, parents andgrandparents use the public exchange without any specialtraining.

But people in Dallas who want to help theirgreat-great-grandparents – or first cousins, great aunts or fellowMasonic lodge members – tackle HealthCare.gov might need to get 20hours of training and endure a background check.

Texas Insurance Commissioner Julia Rathgeber talks about whomust get and who need not go through a formal navigationregistration process in the state's new final regulations for navigators.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.