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Americans will need 70 percent to 90 percent of their pre-retirement income to maintain their standard of living in retirement, yet one-third (33 percent) of respondents who haven’t retired believe they will need only 25 to 50 percent of pre-retirement income, and another third (33 percent) believe they will need 50 to 75 percent. Only one-fifth (21 percent) of those surveyed believe they will need more than 75 percent of pre-retirement income to live comfortably in retirement.

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