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I don’t know much about government, but I do know a little about the retirement business and maybe even a little more about the fiduciary business. Last week’s MyRA proposal stunned me for two reasons.

First, it is a monument made of financial illiteracy. Now, I recognize the folks in Washington tend to be out of touch when it comes to us regular folk, but, when it comes to an industry I’m more than intimately familiar with and one which can have a profound impact on the lifestyles of many, many people, quite frankly, I would have expected a little more due diligence.

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