Sure, the Patient Protection and Affordable Care Act will cause disruptions in health care coverage and other issues, researchers say. But it's not as bad as it could be.

In a report this week from the Urban Institute, analysts say disruption of existing health insurance coverage by PPACA is an "inevitability," and it isn't nearly as bad as other potential health care reforms — such as a single-payer or market-based reforms — would be for consumers.

"No one likes disruption," said Judy Feder, a fellow at the Urban Institute's Health Policy Center and author of the report. "But, compared to alternatives, the ACA's disruption is modest in scope, cushioned by subsidies, and, over time, will benefit all participants."

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