Yet another survey is out underscoring the ongoing confusionmany are experiencing over the Patient Protection and AffordableCare Act while stressing the challenges the administration has ingetting Americans signed up for coverage under the law.

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More than half of Americans (55 percent) still don't know thatthe deadline to sign up for health insurance under PPACA is March31, according to a Bankrate.com report. Confusion over the deadlinewas highest among the 18-to-29 age group, those who make less than$30,000 annually, and those without college degrees.

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About one in four Americans (24 percent) incorrectly think thedeadline already passed on Jan. 1. And 11 percent think they haveuntil Dec. 31 to sign up, a full nine months after thedeadline.

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Though it's no secret Americans have been confused by the law'sdetails, it's surprising so many aren't sure of the deadline whenthose who miss it will pay a tax penalty under the law and beforced to wait until next year's open enrollment to getinsurance—unless they experience a qualifying event such asmarriage in the interim.

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In 2014, the penalty is $95, or 1 percent of a person's income,whichever is higher. The penalty escalates in subsequent years.

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Further potentially hindering the law's success is the fact thatmany Americans aren't taking the deadline to sign up for Obamacareseriously. The survey found that 62 percent of Americans think thegovernment will push the deadline back to a later date.

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Though Bankrate analysts said many people who aren't payingclose attention to the law already have health insurance throughwork, the survey's findings still are concerning.

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“It's especially worrisome that young adults—who are the mostlikely to be uninsured—are the least informed about the deadlineand the most likely to think it will be moved,” said Bankrateinsurance analyst Doug Whiteman. “Obamacare's success hinges onyoung, healthy Americans signing up, so if they continue toprocrastinate past the deadline, it could cause insurance premiumsto increase.”

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The survey also found that 33 percent of Americans feel morenegative about PPACA than they did one year ago and only 12 percentfeel more positive about it.

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