There's a lot of throat-clearing, background and more, so you have to read the whole thing before you get to the bottom line.

I'm talking about a new report from the Centers for Medicare & Medicaid Services, a six-page piece in which you'll have to either wade through thousands of words or just skip to the end for what is, truly, a sad ending.

What it reveals is that about 11 million Americans on small employer health insurance rolls will see increases in premiums as a result of the Patient Protection and Affordable Care Act. Yes, some people, it says, will no doubt see savings, but not nearly as many as those who'll end up paying more.