Last week's move allowing consumers another two years to keep non-PPACA compliant plans was, according to the administration, a good one that provides greater flexibility for everyone.

But it could be bad news for carriers.   

In a new brief out Monday, Moody's said the extension is credit negative for carriers because it "adds more uncertainty about the risk profile of the pool of individuals purchasing insurance on the health care exchanges and delays stabilization of the policy."

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