Some carriers that sell supplemental health insurance benefits say they're comfortable with the idea of the federal government requiring buyers to have major medical coverage.

Others oppose that proposal and question whether the Centers for Medicare & Medicaid Services, or the U.S. Department of Health and Human Services, have the authority to impose that requirement.

Carriers and industry groups have been responding to the proposal in comments on a batch of draft regulations CMS released last month.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.