Employee retention is a top benefits strategy for employers. It’s important that small businesses consider offering a variety of benefits beyond health, such as retirement plans, so they attract and retain the talent. Building a retirement plan isn’t an easy process, but working with a trusted financial advisor who can help you navigate the waters can certainly make the process easier and help you find a solution that works for your company and employees. 

Developing a retirement plan for small businesses falls on the shoulders of the employer, advisor, and anyone else associated with a fiduciary responsibility with a company’s retirement plan. A systematic plan should be utilized to review a retirement plan due to changing regulations associated with retirement plans taking into account the dynamics within the company itself including size, revenue, capitalization, ownership, etc. among other factors.

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