Annual health insurance premium rate increases might seem like death and taxes to employers (and employees) – inevitable.
And the new rules outlined in the Patient Protection and Affordable Care Act, which removed payers' ability to deny coverage to applicants based on pre-existing conditions, has led to an insured population with more critical health issues and higher-than-usual premium rate increases over the past couple of years.
However, PPACA also created a new avenue through which employers could lower their premiums: workplace wellness programs.
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