Hospitality workers, including those who work in restaurants, have some of the lowest savings rates. Photo: AP.

WASHINGTON, D.C. – Waiters, hotel clerks and most anyone else working in the leisure or hospitality sector are saving at some of the lowest rates for retirement, as are millennials on the whole.

Those are some of the sharp distinctions contained in an ADP Research Institute study that examined the retirement savings rates of approximately 9 million full-time U.S. employees with incomes of $20,000 and above in 2013. The study found that 60.2 percent of the workers saved for retirement at an average salary deferral rate of 6.7 percent. It also found women saved at a higher rate than men, and workers save more as they approach retirement.   

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