Investment decision-making by 401(k) participants improved measurably in 2013, accompanied by a greater reliance on employer-selected advice programs, according to a report from Vanguard.

The report, “How America Saves 2014: A report on Vanguard 2013 defined contribution plan data,” found that the use of “professionally managed allocations,” such as those offered via target-date funds, produced better asset allocations and the number of participants who avoided taking excessive positions in company stock.  

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