Yet more evidence has emerged to indicate that those who choose a health savings account over a health reimbursement account are more fully engaged in the management of their health insurance.
The latest survey to support this conclusion comes from the Employee Benefit Research Institute. EBRI elicited activity responses from those covered by both kinds of plans, and found that the HSA plan members were far more likely to actively participate in their plan decisions than those in reimbursement plans.
This level of personal involvement, which often leads to cost-saving decisions, is one more reason employers are increasingly offering HSAs to employees rather than HRAs.
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