Withdrawal rates from IRAs by retirees required to draw from their accounts shows that most are doing so at a rate that will preserve their savings throughout retirement, according to the Employee Benefits Research Institute. 

The EBRI analyzed withdrawal patterns between 2010 and 2012. As retirees hit age 70 ½ and are required to take minimum distributions, they are tending to do so at rate consistent with their initial withdrawal amount, it found.

Over the three-year period, the average withdrawal rate for those required to make distributions was 5.1 percent, the EBRI said. 

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Nick Thornton

Nick Thornton is a financial writer covering retirement and health care issues for BenefitsPRO and ALM Media. He greatly enjoys learning from the vast minds in the legal, academic, advisory and money management communities when covering the retirement space. He's also written on international marketing trends, financial institution risk management, defense and energy issues, the restaurant industry in New York City, surfing, cigars, rum, travel, and fishing. When not writing, he's pushing into some land or water.