The power of vacations is unlimited. Taking time off isn't onlygood for employees' work-life balance and morale, but it alsoimproves their job performance and productivity, which benefitsemployers' bottom lines.

Problem is, employees aren't taking time off like they should.And, primarily because of cost, they aren't getting away when theydo take time off.

Brokers are now in a position to help employers with a solutionby offering an employee purchase program as a voluntary benefitthat includes travel options. Using this payroll-deduction approachis an affordable way for employees to get away on vacationutilizing a budget-friendly installment payment plan that is asimpler, more convenient alternative to credit cards or otherfinancing options. After all, while vacation memories can last foryears, the payments shouldn't.

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