Most everyone knows what wellness programs are designed to dofor the body—help you get and stay more physically fit and be moreproactive for your personal health. But what about financialwell-being? Do your employees suffer from the financial flu?

Money worries have become a significant distraction foremployees during working hours. Not Facebook, not chain emails, notweight loss—worries about money. Although many U.S. businesses haverecovered from the Great Recession, many who work at thosebusinesses haven't.

The Society for Human Resource Management says those worries arenow a huge drain on employee productivity. According to SHRM, sevenout of 10 human resource professionals said that personal financialchallenges have an impact on their employees' performance. Andnearly 40 percent of employees are facing greater personalfinancial challenges now compared with the onset of the recessionin 2007.

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