The majority of millennials are showing little interest in carrying around a credit card.

In fact, a full 63 percent of those in this generation – people ages 18-29 – don't even have one, according to a study by Bankrate.com, the online aggregator of lending rate information to consumers. 

That's a significant departure from Gen Xers and baby boomers: only 35 percent of adults 30 and older don't carry any credit cards in their wallets. 

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