Average annual premiums for employer-sponsored family health coverage are up a modest 3 percent this year, but deductibles are another story.

According to analysis out Wednesday from the Kaiser Family Foundation and the Health Research & Educational Trust, deductibles are up nearly 50 percent since 2009.

Since 2009, the average deductible has increased 47 percent to $1,217 as employers aim to save on health care costs, researchers said. That's compared to $826 in 2009.

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