AVENTURA, Fla. – If you’re a plan sponsor hoping for more guidance from the government on retirement issues, expect a surge real soon.

New rules are coming on cash-balance pension plans, hybrid plans and lifetime income projections, according to Mark Iwry, Treasury’s deputy assistant secretary on retirement and health policy.

Speaking Tuesday at the Plan Sponsor Council of America meeting in Aventura, Fla., Iwry said the coming guidelines are just part of what should be a wider effort to help “reconstruct” how income security in retirement can be achieved.

“It’s time to move to a more robust use of behavioral strategies,” he said. “Call it 401(k) 3.0.”

Taking defined contribution plans to the next level, he said, can begin by auto-enrolling any worker, rather than just new hires, who haven’t elected to sit on the sidelines. Bumping up deferral rates to 5 percent to 6 percent, rather than 3 percent, is another option, he said, as well as raising contribution levels by 1 percent to 2 percent a year.