The modern family is certainly different from the traditional dad, stay-at-home mom and 2.5 kids in the 'burbs — in composition, in actions and, as it turns out, in its approach to money. 

It's so different that it affects how the family saves, spends, plans for retirement and consults (or not) with a financial advisor.

So say the results of the latest Allianz LoveMoneyFamily Study, which looked at the financial goals and successes of modern families and compared them to those of traditional families to see how they stack up. 

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