Premiums under the Patient Protection and Affordable Care Actare slated to increase by an average of 7.5 percent in 2015,according to preliminary analysis from PricewaterhouseCoopers'Health Research Institute.

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Researchers analyzed filings from 27 states and the District ofColumbia, and found that the average premium will be $384, beforesubsidies.

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Still, premium increases will vary wildly from state to state,analysts said.

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The highest proposed rate increase so far came in Nevada, whereconsumers might see their premiums rise by 36 percent. Someconsumers in Arizona could see their premiums drop by 23 percent,according to HRI.

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“There are wide variations from state to state and plan to planso it really pays to shop around,” said Ceci Connolly, managingdirector of PwC's Health Research Institute.

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The analysis comes after varied—and oftentimes, dire—warningsabout rate increases. But recent analysis has shown more modestpremium increases. Based on filings in nine states, consulting firmAvalere Health said earlier this summer that average monthly silverpremiums will rise by 8 percent in 2015.

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Connolly said HRI's 7.5 percent increase projection is “wellbelow the double-digit increases many feared,” adding thatinsurance commissioners still get a chance to weigh in on ratesbefore the fall enrollment.

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PPACA's second enrollment period begins Nov. 15.

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“Year two of the exchanges is expected to see an upswing inparticipation from several major commercial insurers,” PwC said inthe report. Analysts noted that “bellwether” carriers such as BlueCross Blue Shield have submitted increases that are typically above9 percent.

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The report also found that new health care co-ops, nonprofitscreated under the PPACA, were priced lower than competitors inColorado, as well as Arizona, Connecticut, Kentucky, Maine,Maryland, Nevada and Tennessee. “Arizona's CO-OP is thelowest-priced plan in the state, with a 23 percent proposed ratedecrease from 2014,” the report said. “Competitive premiums may notalways equate to higher enrollment, however, as some CO-OPs havefound.”

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