This is an exciting time for the employee benefits industry.

The Patient Protection and Affordable Care Act has precipitated a new appreciation for voluntary benefits and a spike in enrollment. Businesses are enhancing their benefits packages to offset rising health-care costs and to allow employees to fill the gaps left by high-deductible health plans.

Employees are taking a more active role in decisions about coverage. Carriers and brokers are responding with customized products and platforms that ease administration and cost for employers; and that assist employees in the decision-making process.

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Voluntary Benefits
Consumer Driven Health Care
Employer-Paid