(Bloomberg View) — For the most part, the political debate over President Barack Obama's health-care overhaul has become a duel between vague slogans: Republicans say they want to "replace" the Affordable Care Act but generally don't say with what. Democrats say they want to "fix" it but usually don't say how.

Mark BegichSo Democratic Senators Mark Warner and Mark Begich deserve credit for advancing specific legislation to change the law. The main change they're advocating, though, is unlikely to make people any happier with the law — and could cause new problems.

The senators want to give customers buying insurance on the PPACA exchanges a new option with low premiums and high deductibles. It would be called a "copper" plan, in contrast to higher-premium, lower-deductible plans already on the exchange (platinum, gold, silver and bronze).

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