Everyone's hedging their bets in the wake of legal challenges to the subsidies available to some of those insured through HealthCare.gov.
According to a variety of media sources, from Forbes to CNBC to Inside Health Policy, several major carriers who sold policies through the portal last year lobbied the Obama administration to gain a protective clause in contracts for 2015 sales. The clause would allow them to opt out of plans containing federal tax credits, or premium subsidies, if legal challenges outlawed them.
While this looks good on the surface, Moody's, whose business is weighing risks and rewards in the marketplace, says the protection might offer considerable less security.
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