(Editor's note: This blog – with its tongue-in-cheek headline – has been republished here with permission from Zane Benefits. This is part two. You can check out part one here and you can read the original, in its entirety, here.)

It's temporary—You lose your health insurance if you or your loved one gets sick.

It's overpriced—You pay $4,000 to $12,000 more than individual health insurance for the same coverage.

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It's risky—Your coverage may be canceled at any time without notice.

It's limited—You don't get to pick your doctors and hospitals.

It's one-size-fits-all—You don't get to choose your deductible or copays.

It's unfair—You are disqualified from receiving your $2,000 to $12,000 per year share of the trillion-dollar federal subsidy.

It's unstable—Your cost could double due to one employee with a million-dollar claim.

It's bad for your career—People stay in jobs that don't let them realize their full potential.

It's bad for your business—Management spends time on health insurance that should be spent on customers and products.

It's bad for America—group health insurance is the top reason U.S. healthcare costs are almost $4 trillion, approaching one-fifth the size of the U.S. economy.

Look for our profile of Rick Lindquist – along with further blog entries – in the coming months and please join us at Benefits Selling Expo from May 19-21 in Scottsdale, Arizona, where Lindquist – among many others – will be presenting.)

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