Multiple Employer Plans have been floated as a way for small employers to somehow pool resources and negotiate better 401(k) deals that are supposedly available only to large employers. 

A great deal of lobbying money and Congressional attention has been invested in expanding MEP availability. Incoming Senate Finance Committee Chairman Orrin Hatch has authored a bill that makes the expansion of MEPs a key part of 401(k) reform legislation. The “open” MEP concept has also been included in other proposed legislation. Expect it to be reintroduced in 2015.

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