Allianz said the surveys, launched in 2009, have uncovered a pattern of weakening resolve on the part of respondents to include financial planning in their New Year's resolutions. The percent who said they would do so has declined from 33 percent in 2009 to the current 15 percent.

However, the number who said they would likely seek the counsel of a financial planner is on the rise.

"Nearly a quarter (23 percent) of respondents said they are more likely to seek the advice of a financial professional in 2015, up from 19 percent in 2013. More Americans (36 percent) also selected "financial professional" as their top choice if they had free access to assistance from a top professional, ahead of nutritionist/dietician (28 percent), personal trainer (23 percent) and career counselor (13 percent)," the survey release said.

Although all signs point to a healthier economy in the year ahead, the respondents to this survey reported feeling more stressed entering 2015 than they did entering 2014.

"Four in ten respondents said they are 'more stressed' compared to how they felt at the end of 2013 with a similar number (39 percent) noting their level of stress was "about the same." Less than a quarter (21 percent) said they were 'less stressed' than how they felt going into 2014."

What's causing their high stress levels? Among the factors:

• 45 percent cited "data breaches by big retailers that could trigger identity theft;"
• 43 percent are worried about "ISIS and other terrorism threats;"
• 42 percent are sleepless due to "stagnant wages" that block their path to financial success;
• 38 percent worry that they won't be about to save for retirement due to "market uncertainty."

What would decrease their stress in the year ahead? These actions prevailed:

• 19 percent said paying off credit card debt would help ease their troubled minds;
• 17 percent said they'd rest better if they had an emergency fund in place;
• 14 percent said happiness would flow if only they could increase their retirement savings.