Lose weight. Volunteer more. Quit smoking. Get a better job. Drink less. Save more. Sound familiar? These are but a few of the most popular New Year's resolutions. And you know what's funny about them? They're almost always never carried out.

Why? Because they are couched in terms of lifestyle change. That's a tall order for most people. How easy is it for you to give up doing something you've done all your life? Every year millions and millions of Americans look at the advent of a new year as the opportunity to fundamentally change their lives. But before the first robin of spring, those New Year's resolutions have evaporated like the winter snow into forgotten memories.

Would you be interested if I told you there are several suggestions you could make to your clients that represent an easy way to actually complete the promise of their resolution? Folks can do them quickly. And they can do them immediately. These resolutions don't require a lifestyle change. They are “one-and-done” types of projects, meaning most people can complete them while they're still amped up from the whole New Year's resolution thing.

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Christopher Carosa

Chris Carosa has been writing a weekly article and monthly column for BenefitsPRO online and BenefitsPRO Magazine since 2011 and is a nationally recognized award-winning writer, researcher and speaker. He’s written seven books, including From Cradle to Retire: The Child IRA; Hey! What’s My Number? – How to Increase the Odds You Will Retire in Comfort; A Pizza The Action: Everything I Ever Learned About Business I Learned By Working in a Pizza Stand at the Erie County Fair; and the widely acclaimed 401(k) Fiduciary Solutions. Carosa is also Chief Contributing Editor of the authoritative trade journal FiduciaryNews.com and publisher of the Mendon-Honeoye Falls-Lima Sentinel, a weekly community newspaper he founded in 1989. Currently serving as President of the National Society of Newspaper Columnists and with more than 1,000 articles published in various publications, he appears regularly in the national media. A “parallel” entrepreneur, he actively runs a handful of businesses, including a small boutique investment adviser, providing hands-on experience for his writing. A trained astrophysicist, he also holds an MBA and has been designated a Certified Trust and Financial Advisor. Share your thoughts and story ideas with him through Facebook (https://www.facebook.com/christophercarosa/)and Twitter (https://twitter.com/ChrisCarosa).