Consumer-driven health plans are increasingly helping control costs at companies that provide employee health insurance.
A wide-ranging SHRM study, Strategic Benefits—Health Care Survey, found that 19 percent of respondents that offer employee coverage said consumer-driven plans were the most effective means of controlling the rising cost of health coverage. These plans include features like health reimbursement arrangements and health savings accounts.
Other methods cited that contributed to cost control: increasing the employee share of cost (17 percent) and offering a range of PPO plans (16 percent).
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