Older Americans owe more money, and they owe enough to make it a problem. 

That's according to a new report from the Employee Benefit Research Institute, which found that families headed by someone 55 or older saw their debt levels increase from 2010 to 2013, the latest year for which data is available.

The report, "Debt of the Elderly and Near Elderly, 1992–2013," found that such families carried a debt load of 63.4 percent in 2010 and that, by 2013, that had risen to 65.4 percent.

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