For better or worse, data leaks went mainstream last year. So much for being "anonymous."

Sure, the hackers who stole Christmas hit Target and Home Depot in late 2013, swiping credit card info of more than 100 million consumers combined.

But then banking behemoth Chase got bit, as well, losing track of the data of 76 million of its customers. I should know; I was one of them. Got two new debit cards in as many months. Sure, it's a pain, especially when you're traveling, but certainly better than the alternative.

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