It’s not news to say there’s a problem with target date funds (see “Are Target Date Funds a Ticking Time Bomb?, Feb. 10, 2015). What might be more interesting to discuss, though, is just what will eventually replace these Rube Goldberg investments.

Sooner or later, the market will experience one of its customary dramatic pullbacks. When that happens, target date funds will come tumbling down like so many Jills after Jack. Retirement saver will cry, consumer advocates will cry “foul,” and regulator will simply foul things up per usual. 

Complete your profile to continue reading and get FREE access to, part of your ALM digital membership.

Your access to unlimited content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Critical information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and events.
  • Access to other award-winning ALM websites including and

Already have an account?



Join BenefitsPRO

Don’t miss crucial news and insights you need to navigate the shifting employee benefits industry. Join now!

  • Unlimited access to - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including and
  • Exclusive discounts on and ALM events.

Already have an account? Sign In Now
Join BenefitsPRO

Copyright © 2023 ALM Global, LLC. All Rights Reserved.