Only 5 percent hit the nail on the head concerning their Obamacare health insurance subsidy last year.

The premium discount — which has been challenged at the U.S. Supreme Court level — is based upon individual/family income. The Kaiser Family Foundation did a little investigation into the accuracy of income estimates, and found that only 5 percent of those who applied for the subsidy don't have to repay part of it or will receive a refund.

Of those who got subsidies, 50 percent will have to kick some dough back to the feds come tax time. Another 45 percent are going to get a check in the mail because their subsidy was too small, Kaiser said. The average amounts are pretty darn close in both cases.

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Dan Cook

Dan Cook is a journalist and communications consultant based in Portland, OR. During his journalism career he has been a reporter and editor for a variety of media companies, including American Lawyer Media, BusinessWeek, Newhouse Newspapers, Knight-Ridder, Time Inc., and Reuters. He specializes in health care and insurance related coverage for BenefitsPRO.