In December, the Employee Benefits Research Institute and Investment Company Institute published their annual updated survey and report, titled, “401(k) Plan Asset Allocation, Account Balances and Loan Activity.”  

Over time, the survey has shown how stable and unchanging the 401(k) market is. Despite strong stock and bond markets of recent years, the median account balance of 401(k) accounts has increased by only about $3,200 in 14 years – from $15,246 in 1999 to $18,433 in 2013.

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