The Patient Protection and Affordable Care Act may be all about health care, but it's having another effect: pushing small businesses to beef up their retirement plans as a means of employee attraction and retention. 

That's according to an online survey by the Nationwide Retirement Institute, which also found that 67 percent of respondents believe that the PPACA would make it tougher to offer competitive health benefits and that 64 percent said their employees already viewed their employer-provided health benefits as less attractive. 

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