Plan participants are, by and large, continuing to save forretirement, with hardship withdrawals holding steady and allocationsstaying pretty much the same.

Those are some of the findings from the Investment CompanyInstitute’s research report “Defined Contribution PlanParticipants’ Activities, 2014,” which found that most people in aDC plan are continuing to contribute. Just 2.9 percent stoppeddoing so during 2014; that’s up just a bit from 2013’s 2.7percent.

DC plan assets make up 28 percent of all retirement assets, thereport said, totaling $6.8 trillion out of a total $24.7 trillionasset pool that includes not just DC plans but annuities, IRAs, and public and private defined benefitplans. Those DC assets also accounted for about a tenth ofhouseholds’ aggregate financial assets as of the end of 2014. In2013, DC plans totaled $6.3 trillion.

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