While the main reason many investors who work with financial advisors have turned to an advisor for help is the need for retirement planning, only half say their advisors actually talk to them about what their lives might be like after retirement.

That's according to new survey data from Hartford Funds, which found that overall, most consumers who have financial advisors find the communication aspect of the relationship less than satisfactory — not just about retirement, but more broadly — because they say there's a lack of personalized engagement and human-centric approach to investments.

Sixty-one percent of people with advisors say they went to one in the first place because they needed smart planning for retirement. But only 51 percent agreed strongly that their advisors talk to them about what to expect when they actually retire, and almost one out of every five says advisors never talk at all about what their lives will be like.