The insurance industry is in desperate need of innovation. Andbrokers need to be at the forefront of that.

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Innovation was a theme during the 2015 Benefits Selling Expo, held inScottsdale, Arizona. We asked a number of thought leaders andbrokers about what innovation means to them, how it affects theirbusiness and what they are doing differently to thrive in a rapidlychanging marketplace. Here's what they said.

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